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  • We encourage you to take the five minutes needed to fill out the pre-application for your state.
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  • At Full Spectrum Lending we love to say "yes" ... 4 out of 5 applicants are approved.
  • We're headquartered in Pasadena, California and are a wholly owned subsidiary of Countrywide Financial Corporation.
  • Full Spectrum Lending specializes in helping homeowners even those with less than perfect credit tap their equity to get cash, consolidate bills, and lower monthly payments.
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  • 4lowrates.com's service is free because the Lenders pay our bills. Each lender pays to be in our database to be matched up with customers like yourself.
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  • Our mission is to be the best financial services company, through ethics and excellence, today and tomorrow.
  • Welcome to the premier site for debt consolidation with one of the best forms of financing available today for homeowners.
  • We offer competitive rates on second mortgages and equity lines of credit up to 125% of the value of your home.
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  • If you have good credit, and want to pay off high-rate debt and make just one affordable monthly payment, apply online today and see for yourself how a Premier Equity loan could be the perfect solution.
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